Our Bundles On Easy Equities

  • 07 August 2017

Advicement currently offers five bundles on the Easy Equities platform. We thought we would take some time to explain what they are, how they are different and the various ways to invest in them.

What Are Advicement Bundles?

As you may already know, bundles are managed portfolios available on Easy Equities. Unlike baskets which you need to keep an eye out for, bundles are constantly monitored by bundle providers and rebalanced if necessary, taking away that headache for investors. Advicement bundles are unique in that they are managed using sophisticated quantitative methodologies to ensure they reach their investment objectives (more on those later). Advicement bundles only invest in listed exchange traded funds (ETFs) and have a competitive annual management fee of 1%. There are five Advicement bundles in total, and they offer different risk levels for our clients. All five are also available in the tax-free savings accounts making them an ideal stop for users who have not used up their annual contribution limits.

To find out more about Advicement have a lookout at the Easy Equities podcast which Easy Equities did with Igor in July. Here are the summaries on each Advicement bundle.

Advicement Conservative Bundle

Advicement Conservative Bundle offers the lowest risk out of the Advicement bundles. It primarily holds money market and fixed income ETFs. The recommended investment term is up to two years, and this investment is suitable for investors who have a low risk tolerance.

Risk Profile: The conservative approach means this bundle will avoid most stock market fluctuations and forego most of the upside/downside.

Recommended Investment Term: 0 - 2 Years

Benchmark: Average Return of a Fund in the South African Multi-Asset Low Equity Category.

Investment Objective: The Advicement Conservative Bundle objective is to achieve similar returns compared to that of the average fund in the ASISA South African Multi-Asset Low Equity Category.

Advicement Steady Bundle

Advicement Steady Bundle offers the second lowest risk out of the Advicement bundles. It primarily holds money market and fixed income ETFs, but has higher weights in equities than the Advicement Conservative bundle. As a result, the recommended investment term is more than two years. This investment is suitable for investors who have a low-medium risk tolerance.

Risk Profile: The steady approach means you will avoid large stock market fluctuations and forego significant upside/downside.

Recommended Investment Term: 2+ Years

Benchmark: Average Return of a Fund in the South African Multi-Asset Low Equity Category.

Investment Objective: The Advicement Steady Bundle objective is to achieve similar returns compared to that of the average fund in the ASISA South African Multi-Asset Low Equity Category.

Advicement Balanced Bundle

Advicement Balanced Bundle offers the middle ground regarding the risk among the Advicement bundles. It has mixed holdings in fixed income and equity ETFs. The recommended investment term is more than four years. This investment is suitable for investors with a medium risk tolerance.

Risk Profile: The balanced approach means your investment fluctuations will be less than the stock market and you are looking to receive some of the upside/downside.

Recommended Investment Term: 4+ Years

Benchmark: Average Return of a Fund in the South African Multi-Asset Medium Equity Category

Investment Objective: The Advicement Balanced Bundle objective is to achieve similar returns compared to that of the average fund in the ASISA South African Multi-Asset Medium Equity Category.

Advicement Growth Bundle

Advicement Growth Bundle offers a medium high risk profile and mostly consists of equity ETFs. The recommended investment term is more than six years. This investment is suitable for investors with a medium-high risk tolerance.

Risk Profile: The growth approach means you are comfortable with fluctuations which are slightly less than the stock market and you are looking to receive most of the upside/downside.

Recommended Investment Term: 6+ Years

Benchmark: Average Return of a Fund in the South African Multi-Asset High Equity Category

Investment Objective: The Advicement Growth Bundle objective is to achieve similar returns compared to that of the average fund in the ASISA South African Multi-Asset High Equity Category.

Advicement Aggressive Bundle

Advicement Aggressive Bundle offers the highest risk profile among the Advicement bundles. It primarily consists of equity ETFs. As a result, the recommended investment term is more than eight years. This investment is suitable for investors with a high risk tolerance.

Risk Profile: The aggressive approach means you are comfortable with stock market fluctuations and you are looking to receive similar returns as the stock market.

Recommended Investment Term: 8+ Years

Benchmark: Average Return of a Fund in the South African General Equity Category

Investment Objective: The Advicement Aggressive Bundle objective is to achieve similar returns compared to that of the average fund in the ASISA South African General Equity Category.

Ways to Invest With Advicement

Investing into Advicement bundles can be done directly via Easy Equities bundle page. Alternatively, you can visit our website and try the online investment process to see which Advicement bundle is suitable for you. The process was designed to be straightforward and informative. The first part consists of five steps which ask about your financial goal. An interactive dashboard is then presented which shows information regarding your selected investment. This information includes portfolio summary, historical analysis, projected analysis, cost analysis and more. Finally, you may change your investment information such as your chosen contribution amounts or risk level selected, to see the impact on your proposed investment. Give it a try and let us know what you think.

For more information do not hesitate to drop us a line clientservices@advic...

Happy Investing!!!